A 10.9% annualised return in US dollars since 2008 is the number that gets attention. The same record shows a 21.5% loss in 2022, when the benchmark fell 7.3%. An NRI evaluating the Alchemy India Long Term Fund needs to weigh both.
NPS Swasthya links a dedicated NPS account with a standard super top-up health policy, so part of a subscriber's own pension contributions can be used for eligible medical expenses. Understanding how the two pieces work together is the key to evaluating it.
The Fed raised rates for the first time in three years. Indian markets opened lower, then shrugged. The question worth asking now is not what the Fed did — it is whether any of it requires a decision from you.
The headlines say UPI is no longer free. For the person paying, that is not true. Scanning a QR code, sending money home and paying a SIP all work exactly as before.
Sensex fell about 1.5% in August 2026. Nifty fell about 1.2%. SIP contributions hit an all-time high in the same month. The popular reading is that investors held their nerve — and the data supports a narrower conclusion than that.
The markers most people use to judge whether someone is good with money — salary, portfolio size, credit score — mostly measure income and access. Not skill.
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